Skip to primary navigationSkip to main contentSkip to footer
  • (573) 348-3332
  • Osage Beach, MO
  • Sign InToggle My Account Menu
  • Wish ListToggle My Wish List
  • (573) 348-3332
  • Osage Beach, MO
  • Toggle Search Menu
  • Toggle Search Menu
  • Toggle My Account Menu
  • Toggle My Wishlist
Duncan Diamonds & Fine Jewelry logo
  • SHOP ALL
    Fall Essentials
    Categories
    BridalFashion RingsEarringsNecklaces & PendantsChainsCharmsBraceletsGabriel & Co. BridalGabriel & Co. FashionMen's Jewelry
    Diamonds
    Fashion RingsEarringsNecklaces & PendantsBracelets
    Gemstones
    Find Your BirthstoneFashion RingsEarringsNecklaces & PendantsBraceletsPearl Jewelry
    Popular Styles
    Bujukan JewelryDiamond StudsTennis BraceletsHuggiesBangle Bracelets
    Watches
    Unisex WatchesMen's WatchesWomen's Watches
  • BRIDAL
    Ring Styles
    SolitaireThree StoneThree StoneHaloAccentedAntiqueSide StonesSplit ShankBypass
    Shop
    Engagement RingsBridal SetsMen's BandsWomen's Bands
    Build
    Build Your Own RingGabriel & Co. CatalogStart From ScratchLoose Diamonds
    Learn
    The 4Cs of DiamondsChoosing the Right SettingDiamond Buying GuideGift Guide
    Financing & More
    Financing OptionsJewelry RestorationTip & Prong RepairBridal Consultations
  • DIAMONDS
    Diamonds Shapes
    RoundPrincessAsscherRadiantCushionOvalPearMarquiseHeart
    Diamond Sources
    Mined DiamondsLab Grown DiamondsView All Diamonds
    Jewelry
    Fashion RingsEarringsNecklaces & PendantsBracelets
    Styles
    Diamond StudsDiamond HoopsTennis BraceletsDiamond Pendants
    Education
    The 4Cs of DiamondsDiamond Buying GuideDiamond Jewelry Care
  • DESIGNERS
    Allison KaufmanAmmara StoneBrook & BranchCitizenDiamond Marriage SymbolEco-BrillianceForge
    TantalumBenchmarkCostarGabriel & Co.Lashbrook DesignsOstbyeRare & Forever
    RegoRoyal ChainStullerVahanWilliam Henry Studio
  • CUSTOM
    Build Your Own Ring
    Flexible Designs
    Jewelry Restoration
    Start From Scratch
    Make an Appointment
    View Our Gallery
  • SERVICES
    Cleaning & Inspection
    Custom Designs
    Financing
    Gold Buying
    Jewelry Appraisals
    Jewelry Education
    Jewelry Engraving
    Jewelry Repairs
    Jewelry Restoration
    Jewelers Mutual Plans
    Rhodium Plating
    Ring Resizing
    Tip & Prong Repair
    Watch Battery Replacement
    Watch Repairs
  • EVENTS
  • CONTACT
  • (573) 348-3332
  • Osage Beach, MO
  • Sign InToggle My Account Menu
  • Wish ListToggle My Wish List
  • Duncan Diamonds & Fine Jewelry logo
    Log In My Cart (0)
    1. Home
    2. Education
    3. Diamond Buying Tips

    Diamond Buying Tips

    Buying a diamond could be one of the most important purchases in one’s life. The following tips may help make it easier to make this important purchase.

    Various diamond shapes and sizes

    Diamond Buying Tips: What Really Matters

    Shopping for a diamond is exciting, but it can be overwhelming too. Whether you’re choosing an engagement ring or a special gift, these tips will help you shop smart, stress less, and get the best value for your budget. For a deep dive into the 4 Cs, visit our Four Cs of Diamonds guide.

    Where to Save, Where to Splurge

    • Color: Most people can’t see the difference between colorless and near-colorless grades—“G” or “H” are great values.
    • Clarity: Eye-clean diamonds (VS2, SI1) look just as good as higher grades. Don’t overpay for what only a microscope can find.
    • Carat: Buying just under major weights (like 0.90ct vs. 1.00ct) saves money and looks nearly identical.
    • Cut: The one place to splurge—cut brings the sparkle, so make it your top priority.

    Pro Tip

    The best diamond is the one that feels right for you. Halo and thin bands can make a center stone look larger, and the right setting can hide small flaws or enhance color. Focus on what you love and what fits your style, not just the grades on paper.

    Size vs. Sparkle: Which Matters More?

    Going big isn’t always best. The larger the diamond, the more visible any imperfections may become. And if the cut isn’t great, a bigger diamond can actually look less brilliant than a smaller, well-cut stone. No matter the size, cut quality determines how much a diamond sparkles. Don’t compromise here.

    Tips for Smart Shopping

    • Ask to see diamonds loose and under magnification.
    • Request the grading report and check the details before you buy.
    • Consider your lifestyle and how much the ring will be worn every day.
    • Buy from a jeweler with a fair return or exchange policy for peace of mind.

    Color, Setting & Style

    Most diamonds range from colorless to faint yellow or brown. A touch of warmth can add character. Settings in yellow or rose gold can make slightly tinted diamonds look whiter, helping you save without sacrificing beauty. Ultimately, choose what suits your style and what looks best to you.

    Frequently Asked Questions

    Should I buy online or in-store?
    Online often means lower prices and more options; in-store gives you personal service and the chance to see stones in person. Choose a reputable, well-reviewed jeweler either way.
    What certifications matter?
    Stick with diamonds graded by GIA or AGS. Independent, third-party grading gives you confidence in what you’re buying.
    Are lab-grown diamonds a good option?
    Lab-grown diamonds look identical to natural ones and cost less. A smart, sustainable choice for many shoppers. However, they may not hold their long-term value as well as natural diamonds.
    How do I avoid overpaying?
    Shop around, compare stones, and don’t get pressured by high-pressure tactics or “one-day only” sales. Ask to see diamonds loose and under magnification.
    Can the setting make a difference?
    Absolutely! The right setting can disguise minor flaws, enhance color, and make your diamond look larger and brighter.
    Do I need the highest grades?
    Not at all. The most beautiful diamonds fall in the “sweet spot” for value. Buy what looks great to your eye, not just what’s on paper.
    What is fluorescence and does it matter?
    Fluorescence is a natural property found only in some natural diamonds that causes them to glow under ultraviolet light (like blacklights). About 25-35% of natural diamonds have some fluorescence, usually blue. In most cases, faint to medium fluorescence doesn’t affect a diamond’s beauty and can even make slightly yellow diamonds appear whiter. However, strong fluorescence can sometimes make a diamond look hazy or oily in sunlight. Lab-grown diamonds typically don't fluoresce, which is one way gemologists can distinguish them from natural stones.
    Our Hours
    Today (Wednesday)
    9:30am - 3:00pm New Year's Eve
    Thursday:
    Closed New Year's Day
    Friday:
    9:30am - 5:00pm
    Saturday:
    10:00am - 4:00pm
    Sunday:
    Closed
    Monday:
    9:30am - 5:00pm
    Tuesday:
    9:30am - 5:00pm
    Our Address
    4050 Osage Beach Prkwy
    Osage Beach, MO 65065
    (573) 348-3332
    Store Information
    Shop Now
    • Bridal
    • Wedding Bands
    • Fashion Rings
    • Earrings
    • Necklaces and Pendants
    • Chains
    • Charms
    • Bracelets
    • Watches
    Designers
    • Allison Kaufman
    • Ammara Stone
    • Brook & Branch
    • Citizen
    • Diamond Marriage Symbol
    • Eco-Brilliance
    • Forge
    • Tantalum
    • Benchmark
    • Costar
    • Gabriel & Co.
    • Lashbrook Designs
    • Ostbye
    • Rare & Forever
    • Rego
    • Royal Chain
    • Stuller
    • Vahan
    • William Henry Studio
    Quick Links
    • About Us
    • Appointments
    • Custom Jewelry
    • Services & Repairs
    • Testimonials
    Subscribe

    Be the first to know about our best deals!

    Follow us
    • Visit the ijo website
    • Visit the jewelers-mutual website
    • Visit the rjo website
    • Privacy Policy
    • Terms & Conditions
    • Accessibility Statement

    © 2025 Duncan Diamonds & Fine Jewelry. All Rights Reserved.

    Powered by: Punchmark

    My Bag

    Loading

    Learn how we use cookies in our Privacy Policy or manage cookie preferences.